Omaha National Expands National Workers’ Compensation Distribution Through Strategic Partnership with Appulate.

By Vanessa Camara

2-minute read 

Westlake Village, CA – February 5, 2026, 11:00 am (ET) – Omaha National Partners with Appulate to Enhance Workers’ Compensation Distribution Across the U.S.  

Appulate is the #1 digital distributor of P&C insurance, enhancing submission processing for retail agents, wholesalers, MGAs, and carriers nationwide through automation. 

Through this partnership, agents can seamlessly access Omaha National’s workers’ compensation products via Appulate’s single-entry platform, eliminating redundant data entry and accelerating the rate, quote, and bind process. Designed to simplify workflows and reduce administrative burden, the integration enables agents to submit to Omaha National efficiently, boosting speed, accuracy, and compliance. 

Omaha National holds an AM Best A- (Excellent) rating and has earned a strong reputation for delivering superior claims management results and excellent service, as well as being a highly collaborative business partner. Omaha National “insures the companies that build America and keep it running” – providing coverage to small-to-midsize employers in industries where employees work with their hands and therefore have an elevated risk of injury, including construction, package delivery, landscaping, manufacturing, and skilled trades.  

By leveraging Appulate’s automation capabilities, Omaha National enhances the agent experience, streamlining the submission process and accelerating turnaround times. The partnership reflects a shared commitment to innovation, operational efficiency, and empowering agents with technology that drives growth. 

For more information, please visit https://www.omahanational.com. 

About Omaha National 

Omaha National insures the companies that build America and keep it running, serving employers in industries that require hands-on work, where the risk of injury is higher. Our proprietary software application, Oncore, empowers our employees to serve our customers and injured workers better while generating exceptional underwriting results. Omaha National offers AM Best A- (Excellent) rated workers’ compensation coverage through more than 2,500 agencies. Since our marketing launch in 2017, the company has grown to more than $200 million of in-force premium. 
Visit Omaha National at https://www.omahanational.com.
Shape

About Appulate 

As the leader in Insurtech for over a decade, Appulate has been transforming how more than 250,000 agents generate quotes, expand their businesses, and communicate with markets. Powering the digital transformation of insurance by bringing together the insured, agent, wholesale broker, MGA, and carrier on a single “point of sale” platform designed to expedite the rate, quote, and bind process for property and casualty risks. As the fastest-growing technology company in the insurance industry, Appulate presents a combination of outstanding service, advanced technology, and high-value proposition. By streamlining business processes through innovation and bridging data across agency management systems, Appulate has been recognized by key analysts for its cost-saving contributions. 

Omaha National Appoints Jeff Goeser as New CFO

Experienced Financial Leader Joins Omaha National to Drive Strategic Growth 

April 16, 2025, OMAHA, Nebraska — Omaha National Group, Inc. a leading tech-enabled provider of workers’ compensation insurance, today announced the appointment of Jeff Goeser as its Chief Financial Officer.

​”We are pleased to add Jeff to our executive leadership team as our new CFO,” said Reagan Pufall, President and CEO of Omaha National. “Jeff’s proven track record in guiding organizations through significant growth and transformation aligns with our strategic objectives.”

Goeser joins Omaha National after four years with Orion, where he was Executive Vice President of Finance. Before that he spent 17 years at TD Ameritrade in positions including Head of Investor Relations and Director of Corporate Finance. 

“I am excited to join Omaha National and contribute to the company’s continued growth and success,” said Goeser. “I look forward to working with this talented team to support the company’s long-term strategic vision.”

Goeser has a Bachelor’s of Business Administration (emphasis in accountancy) with honors from the University of Notre Dame and is a licensed CPA in Nebraska and Kansas.

To date, Omaha National has raised $105 million in funding from lead investor Agman and from additional investors including Accomplice, HighSage Ventures, and Tull Investments.

About Omaha National
Omaha National insures the companies that build America and keep it running, especially serving  employers in hands-on industries where the risk of injury is higher. Our proprietary software application Oncore empowers our employees to better serve our customers and injured workers while generating exceptional underwriting results. Omaha National offers AM Best A- (Excellent) rated workers’ compensation coverage through more than 2,500 agencies. Since our marketing launch in 2017, the company has grown and is approaching $200 million of in-force premium. More information is available at OmahaNational.com.

Risk & Insurance: 5 Pressing Issues Workers’ Comp Execs are Focused on in 2022

January, 28, 2022. -Reagan Pufall, President and CEO of Omaha National is featured in Risk & Insurance with an interview by Courtney DuChene.  Reagan discusses Talent, Technology, and Rate Adequacy.

Read the full article:   5 Pressing Issues Workers’ Comp Execs Are Focused on in 2022

Omaha National appoints Joan Klucarich as Chief Actuary

Klucarich brings extensive actuarial experience to Omaha National’s team.

November ***, 2024 – OMAHA, Nebraska – Omaha National Group, Inc. (“Omaha National”) a leading tech-enabled provider of workers’ compensation insurance, today announced the appointment of Joan Klucarich as its Chief Actuary.

Ms. Klucarich is joining Omaha National after working as Actuarial Manager with Risk & Regulatory Consulting, a national professional services firm. Ms. Klucarich’s experience also includes Chief Reserving Actuary at Applied Underwriters and Actuarial Director for Fireman’s Fund Insurance Company.

“As our organization expands the business that we write directly, Joan’s deep experience in commercial insurance and in workers’ compensation makes her a highly valuable member of Omaha National executive team,” said Reagan Pufall, President and CEO of Omaha National. “The company, our clients, and our broker partners will benefit from her experience and input as we grow our business nationally.”

Ms. Klucarich is a Fellow of the Casualty Actuarial Society and a Member of the American Academy of Actuaries.

“Omaha National is a proven innovator and a highly respected carrier in the workers’ compensation industry ,” Ms. Klucarich said. “I’m delighted to be joining Reagan and his team as we continue to grow the size and scope of the company.”

To date, Omaha National has raised $105 million in funding from lead investor Agman and from Accomplice, HighSage Ventures, Tull Investments, and Cohen & Co.

About Omaha National:

Omaha National insures the businesses that build America and keep it running; small to mid-size companies where people work with their hands and have a greater risk of being injured. Our advanced proprietary software enhances our operations to better serve our customers and their injured workers. Omaha National offers AM Best A- (Excellent) rated workers’ compensation coverage through more than 2,500 agencies. Since our launch in 2016, the company has grown to more than 200 employees and over $190 million of in-force premium.

Contact

Jon Marino

Prosek Partners

jmarino@prosek.com

AM Best assigns credit ratings to Omaha National casualty company

AM Best has assigned a Financial Strength Rating (FSR) of A- (Excellent) and a Long-Term Issuer Credit Rating (Long-Term ICR) of “a-” (Excellent) to Omaha National Casualty Company (ONCC). The outlook assigned to these Credit Ratings (ratings) is stable. Additionally, AM Best has affirmed the FSR of A- (Excellent) and a Long-Term ICR of “a-” (Excellent) of Omaha National Insurance Company (ONIC). The outlook of these ratings is stable. These companies collectively are referred to as Omaha National Group (ONG) and are domiciled in Omaha, NE.

The ratings of ONCC reflect its role as a member of ONG and the explicit support provided to ONCC through the implementation of an intercompany pooling agreement with ONIC, the lead company of ONG. ONG’s initial intentions are for ONCC to write workers’ compensation policies emanating from California, which consist of an existing book of business previously written through a fronting insurer.

The ratings reflect ONG’s balance sheet strength, which AM Best assesses as very strong, as well as its adequate operating performance, limited business profile and appropriate enterprise risk management.

The very strong balance sheet assessment reflects ONG’s strongest level of risk-adjusted capitalization, as measured by Best’s Capital Adequacy Ratio (BCAR), which includes a $10 million capital contribution from the group’s intermediate parent, Omaha National Group, Inc. (ONG Inc.), in March 2024, following ONG Inc.’s issuance of $20 million of Series B-1 convertible preferred stock. ONG Inc. also made a $20 million capital contribution to the group in April 2022 funded by ONG Inc.’s issuance of $20 million of senior unsecured debt, and a $35 million capital contribution to the group in December 2021, following ONG Inc.’s August 2021 Series B convertible preferred stock issuance. While ONG is capitalized primarily with convertible preferred stock and debt, which results in high financial leverage per AM Best’s guidelines, the balance sheet assessment recognizes the equity-like characteristics of ONG’s convertible preferred stock, the parent’s adequate liquidity position and ongoing capital support from several investors.

AM Best assesses the group’s operating performance as adequate based on its historical results and well-defined business plan, although there is some execution risk associated with the group’s plan to write the majority of business produced by its affiliated managing general agent, Omaha National Underwriters, LLC (ONU), on a direct basis over the near term and expand its geographic presence. There is also potential execution risk if the workers’ compensation business underwritten by ONU does not perform as expected. In recent years, the group has assumed the majority of its premium through quota-share agreements with unaffiliated fronting carriers. It is expected that over time the ability to write workers’ compensation on a direct basis will improve operating performance. AM Best views the group’s business profile as limited as it is a monoline writer of workers’ compensation insurance with a geographic concentration in California. The group’s ERM capabilities benefit from rigorous claims oversight, established risk tolerance levels and strict underwriting guidelines.

Contact:

Robert Valenta, CPCU
Senior Financial Analyst
robert.valenta@ambest.com

Rosemarie Mirabella
Director
rosemarie.mirabella@ambest.com

Christopher Sharkey
Associate Director, Public Relations
christopher.sharkey@ambest.com

Al Slavin
Senior Public Relations Specialist
al.slavin@ambest.com

Omaha National acquires California domiciled insurance company

OMAHA, Neb. – Omaha National Group Inc., a leading tech-enabled provider of workers’ compensation insurance, has acquired Sutter Insurance Company, a California domiciled insurance carrier that has been renamed Omaha National Casualty Company. Omaha National also owns Omaha National Insurance Company, which is domiciled in Nebraska.

“The acquisition of a carrier licensed in California, which is our largest market, is a major step forward in operating as a national full-stack carrier,” CEO Reagan Pufall said. “Since inception, our plan has been to combine strong growth with exceptional underwriting results and that’s what we’ve achieved. We’re approaching $200 million in-force premium while at the same time our loss ratio, including allocated loss adjustment expenses, has been below 60% every year we’ve been in operation.”

“We are now licensed to issue policies in 37 states and continue to expand toward nationwide coverage,” Omaha National General Counsel Jim Hempel said. “We enjoy excellent relationships with our fronting partners but writing on our own paper immediately enhances our underwriting results and allows us to better serve our policyholders and broker partners.”

In another milestone, Omaha National is now implementing Oncore Underwriting, the company’s proprietary underwriting and policy management application. “One of our core strategic principles is that we design and develop our own operational software entirely in-house,” said Bryan Connolly, Omaha National’s Chief Operating Officer. “When we implemented Oncore Claims in 2021 it generated remarkable improvements in our claims results, and we expect Oncore Underwriting to have a similarly profound impact. When Oncore CRM is implemented in 2025 all key functions within the company will be performed within a single proprietary application.”

About Omaha National
Omaha National serves the companies that build America and keep it running; employers that are in industries where people work with their hands and have a greater risk of being injured. Our proprietary software application, Oncore, empowers our employees to better serve our customers and their injured workers while generating exceptional underwriting results. Omaha National offers AM Best A- (Excellent) rated workers’ compensation coverage through more than 2,500 agencies. Since our marketing launch in 2017, the company has grown to more than 250 employees and is approaching $200 million of in-force premium.

Contact
Jonathan Marino
Prosek Partners
jmarino@prosek.com

Omaha National Surpasses $150 Million in In-Force Premium

Company continues to achieve both rapid growth and exceptional loss ratio results

OMAHA, NE, July 13, 2022 –Omaha National Group, Inc. (“Omaha National”), a leading tech-enabled provider of workers’ compensation insurance today announced it has surpassed $150 million of in-force premium. Omaha National employs advanced, proprietary technology to achieve superior underwriting results and better claim outcomes for small and mid-size businesses across America.

“The exceptional growth we have achieved since selling our first policy in October 2017 while still generating loss ratios significantly lower than industry average is a testament to the skill of our talented sales, underwriting and claims professionals,” said Omaha National Chief Sales and Marketing Officer Chris LaMantia. “We look forward to continuing to work with our agency partners to achieve ongoing success in the future.” 

Reaching the milestone of $150 million of in-force premium is the latest accomplishment for the company as Omaha National continues to scale its business. Over the last 18 months, Omaha National has:

About Omaha National:

Omaha National serves the businesses that build America and keep it running; small to mid-size companies where people work with their hands and have a greater risk of being injured. Our proprietary software application, Oncore, empowers our employees to better serve our customers and their injured workers. Omaha National offers AM Best A- (Excellent) rated workers’ compensation coverage through more than 2,500 agencies. Since our launch in 2016, the company has grown to more than 200 employees and more than $150 million of in-force premiums.

Contact:

Jonathan Marino

Prosek Partners

jmarino@prosek.com

Omaha National Earns Financial Strength Rating of A- From AM Best

The company commits to ongoing expansion and development plans following financial strength

rating and senior debt financing to support growth and fortify the balance sheet.

– Omaha National Group, Inc. (“Omaha National”), a leading tech-enabled

provider of workers’ compensation insurance and payroll services, today announced that AM Best has

assigned the Financial Strength Rating of A- (Excellent) and a Long-Term Issuer Credit Rating of “a-”

(Excellent) to Omaha National Insurance Company, with an outlook assigned to those Credit Ratings of

stable.

The ratings characterize Omaha National’s balance sheet strength as very strong and notes its adequate operating performance, limited business profile, and appropriate enterprise risk management. Omaha

National was initially assigned a preliminary credit assessment of A- by AM Best in November 2021.

“This latest step is a crucial development in Omaha National’s transition into a full-stack carrier and a key element of our growth plan in 2022,” said Omaha National Chief Financial Officer Bryan Connolly.

“We’re appreciative of AM Best for this acknowledgment and look forward to building on the the trajectory we’ve developed over the last 12 months.”

Last month, Omaha National announced a $20 million unsecured senior debt financing facilitated by Cohen & Co., a financial services company specializing in fixed income markets, to allow the company to better serve clients as a full-stack carrier and facilitate financial strength ratings. Omaha National raised $45 million Series B funding from investors Accomplice, HighSage Ventures, and Tull Investments in September 2021, and is also backed by investment firm Agman.

About Omaha National:

Omaha National serves the businesses that build America and keep it running; small to mid-size companies where people work with their hands and have a greater risk of being injured. Our proprietary software enhances our operations to better serve our customers and their injured workers.

Omaha National offers AM Best A- (Excellent) rated workers’ compensation coverage through more than 2,500 agencies. Since our launch in 2016, the company has grown to more than 200 employees and over $140 million of in-force premiums.

Midlands Business Journal: Omaha National – Mix of Talent, Tech Investments Spurs Growth

Reagan Pufall, President and CEO of Omaha National recently met with Michelle Leach with the Midlands Business Journal for an interview. In this feature article, Reagan discusses Talent, Tech, and the Growth of Omaha National.

Read the full article here beginning on page 14: Midlands Business Journal April 15, 2022

Insurance Business America: Omaha National Named 5-Star Workers’ Comp Award Winner

Omaha National was named a 5-Star Workers’ Comp Award Winner in IBA’s 2022 round of its awards program. In an interview accompanying the award winners, Omaha National CMO Chris LaMantia discusses the importance of claims management and underwriting expertise.

Read the full write-up here: https://www.insurancebusinessmag.com